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This guidance is applicable simply to banking institutions making payday advances

This guidance is applicable simply to banking institutions making payday advances

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This guidance is applicable simply to banking institutions making payday advances Electronic Fund Transfer Act (EFTA)/ Regulation E and Truth in Savings Act (TISA) Payday arrangements that are lending involve the opening of the deposit account or the establishment of “electronic investment transfers” must meet with the disclosure as well as other needs of both the EFTA and TISA. For example supplying a computer device to access funds from a deposit account, or depositing a quick payday loan directly in…

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